One Platform, Every Financial Need.
LOOP is India's AI-powered financial platform that understands your financial life, predicts opportunities, and helps you make better decisions. Whether it's refinancing your home loan, paying credit cards, earning rewards, funding education, or growing wealth—LOOP does the hard work so you don't have to.
Interest saved this year after switching to LOOP
Your average loan rate, down from 9.6% before switching
30-day visa fund-bridge + zero-forex card — travel abroad, sorted.
Campus Credit programme — built with disciplined, on-time EMIs.
6
on-time EMIs
0
missed
₹0
to start
Your always-on money analyst — accounts, funds, bills and reports in one place.
Interest saved this year after switching to LOOP
Your average loan rate, down from 9.6% before switching
30-day visa fund-bridge + zero-forex card — travel abroad, sorted.
Campus Credit programme — built with disciplined, on-time EMIs.
6
on-time EMIs
0
missed
₹0
to start
Your always-on money analyst — accounts, funds, bills and reports in one place.
Why Choose LOOP?
Everything you need to optimize your financial life, all in one intelligent platform
Smart Rate Monitoring
Real-time tracking of interest rate changes across all banks
Instant Loan Switching
Switch loans with zero paperwork in just 72 hours
Portfolio Intelligence
Optimize all your loans & credit cards in one dashboard
Credit Builder
Build your CIBIL score with 5-installment loans for ages 21-26
Maximum Savings
Save ₹2-5 lakhs on home loans with guaranteed EMI reduction
Credit Card Rewards
Earn ₹20,000-₹50,000 annually with smart recommendations
Financial Freedom
Complete clarity on your financial health and opportunities
Abroad Journey
Education loan, 30-day visa fund-bridge and a zero-forex global card — managed end to end from India
Grow Your Money
Account Analytics sync, mutual funds & SIPs, with daily reports and monitoring
Campus credit programme
Active in 25+ universities, helping students build credit from day one.
We open your account
A guided partner-bank account plus a small 5-month credit-builder line — set up in minutes, zero balance to start.
Build a real CIBIL score
Every on-time installment is reported to the bureaus, so students build a genuine credit history from day one.
Learn financial discipline
Auto-pay nudges, spend insights and simple budgeting habits that stick long after campus.
Live on campus
One platform. Three ways to win.
Cards, loans and credit score — LOOP manages your entire financial life from a single intelligent dashboard.
New: Visa Bridge for going abroad — visa funds, loan & a zero-forex cardConnect
Securely link your loans, cards & accounts with bank-grade encryption.
Analyse
Our AI scans 50+ banks 24/7 and builds your personalised savings plan.
Make money made simple
Your AI Copilot predicts, auto-switches and safeguards — algorithmic investing, frictionless banking and real-time anomaly detection.
Built different, on purpose
Not just another fintech app — engineered by people who understand Indian banking, for Indians with complex financial lives.
AI-powered intelligence
Monitors your financial health 24/7 and delivers recommendations that evolve with your money.
Privacy & security first
256-bit encryption. We never share data without consent, and you can revoke access anytime.
100% automated
Zero paperwork, zero bank visits, zero negotiation — we handle everything end to end.
Transparent pricing
No hidden charges. See the exact savings breakdown and break-even before every move.
Fastest in the industry
Loan switches in 5–7 days, credit-builder approvals in 24 hours.
Trusted by 100K+ users
₹500+ crore managed with a 4.8-star rating across app stores.
Everything in one place
Connect what you already have, and let LOOP do the optimising — across cards, loans, credit score and study-abroad financing.
Link your cards
Secure, unified tracking
Monitor all cards
Track limits & usage live
Boost your CIBIL
AI-powered payment tips
Smart payments
Reminders & autopay
Save on your loan
Switch to better rates
Free membership
Instant access to tools
Link your loans
Home · Plot · Personal · Motor
AI monitoring
Finds the best switch
Score builder
Build credit from scratch
Credit-builder loans
₹5K · ₹25K · ₹45K
CIBIL growth
+25 points per payment
Premium access
Better bank rates
Travel abroad
Visa Bridge & global card
Education loan
Partner banks up to ₹1.5 Cr
Visa Bridge
Show visa funds for ~30 days
LOOP Global Card
Zero-forex · UPI reloads
Secure & DPDP-compliant — encrypted, never shared without consent, fully RBI-aligned.
Smart tools, real decisions
Calculate, compare and plan with AI-driven insights and live market intelligence — all in one place.
Pick a tool · tap to explore
EMI Calculator
Estimate your monthly payment
Monthly EMI
₹44.9K
for 15 years at 7.0%
Total interest
₹30.89L
Total payable
₹80.89L
Heading Abroad? LOOP funds the whole journey.
For travel, work or study — visa proof-of-funds, a zero-forex card overseas, and the loan to back it. One platform handles it all, managed from India.
Education Loan
Pre-negotiated rates across LOOP's partner banks — with or without collateral.
- Loans up to ₹1.5 Cr
- Rates from 9.15% p.a.
- Sanction in as little as 5–10 days
- Section 80E tax benefit
Visa Bridge Loan
Short-term funds parked in your account to satisfy the student-visa proof-of-funds rule.
- Held for ~28–30 days
- Flat 1.8% fee — no daily interest
- Auto claim-back on loan disbursal
- No prepayment penalty
LOOP Global Card
A global Visa card for anyone heading abroad — students, professionals or visitors — topped up from India in minutes.
- Instant UPI reloads from India
- Smart transaction analysis
- Real-time parent visibility
- Freeze & controls in one tap
- 1
Upload admission letter
Confirm your offer and we tailor your funding plan.
- 2
Bridge funds disbursed
We park the required amount in your account.
- 3
File your visa
Hold for ~28 days, then file with a LOOP-formatted statement.
- 4
Auto claim-back
Once your education loan disburses, we reclaim the bridge — you pay only the flat fee.
Proof of funds
Living-cost funds your student visa expects you to hold (per year)
+ Tuition & travel
First-year tuition and travel costs are added on top
~28 days
Typical period funds must be held before filing
LRS compliant
All reloads auto-reported within the USD 2,50,000/yr limit
Figures are indicative of student-visa requirements and may change — LOOP confirms exact amounts for your case.
Grow with India's smartest lending network
Tailored opportunities for banks, insurers and distribution agents — let's talk.
Banking partnership
Access qualified home-loan leads, reduce churn, and build a data-driven lending ecosystem with LOOP.
Insurer partnership
Distribute your insurance products to a highly qualified audience of active home-loan borrowers across India.
DSA partnership
Become a Distribution Service Agent — earn while you help families switch to better rates with AI-powered leads.
Prefer another channel? Write to hello@loopindia.ai
Real people. Real savings.
“LOOP switched my home loan to a better rate end-to-end. Seamless, transparent, and I saved over 2 lakhs in interest.”
“Best decision I made. The team handled documentation and bank coordination — I just approved 3 times.”
“Zero stress, maximum savings. The AI recommendations were spot-on and the switch was effortless.”
“LOOP even optimised my car loan. The savings are real, the process is simple, the team is professional.”
“Started with no credit history. Five months later my CIBIL crossed 640 and I qualified for a real card.”
“Manage my home loan and three cards in one place now. The rate alerts alone have paid for themselves.”
Loan insurance that protects your family
Comprehensive cover against the unforeseen — bundled with your loan and powered by our partner banks. A premium this small, peace of mind this big.
Death cover
Full outstanding loan amount cleared
Permanent disability
From accident or illness
Critical illness
Major health conditions covered
Job-loss protection
Income cover while unemployed
Premium & coverage vary by loan amount, tenure and risk profile. Terms apply — see the policy document for details.